We are still getting a lot of inquiries for people looking for coverage. Times have changed with the Affordable Care Act (aka “Obamacare”) in that you now can’t just buy coverage whenever you want. The initial Enrollment Period for coverage starting in 2014 was from October 1, 2013 – March 31, 2014.
If you missed this enrollment period you will have to qualify under a “life event” that will trigger a Special Enrollment Period (SEP). In order to obtain coverage during the SEP you must meet at least one of the following criteria:
• Losing health insurance provided by your employer
• Recently moved
• Aging off of a parent’s plan (at age 26)
• Expiration of COBRA
• Losing a job
• Leaving incarceration
• Birth or adoption of child
• Gaining citizenship
• Losing eligibility for Medicaid
• Getting married
• Complex Situations (will be covered in later post)
Please note that you have a 60 day window to enroll during the SEP. We recommend that you contact us well before the event occurs, if possible, so that we can plan your enrollment process to make it a much smoother experience for you.
If you feel that you meet the criteria for an SEP please complete the form to the right of this article.