What is the exchange?

The exchange is simply a place where different insurance companies will offer their various subsidized plans for consumers to compare.  The exchange is technically not a place, but a website.  If you qualify for a Obamacare subsidy, you will purchase your plan on the exchange.  If you do not qualify for a subsidy, you will purchase your plan off the exchange.  Only plans with subsidies will be shown on the exchange.  Since each subsidy will be different for each person/family, each plan premium and plan details will be different.  We expect there to be over 35 different plans available on the exchange in North Carolina.

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