The exchange is simply a place where different insurance companies will offer their various subsidized plans for consumers to compare. The exchange is technically not a place, but a website. If you qualify for a Obamacare subsidy, you will purchase your plan on the exchange. If you do not qualify for a subsidy, you will purchase your plan off the exchange. Only plans with subsidies will be shown on the exchange. Since each subsidy will be different for each person/family, each plan premium and plan details will be different. We expect there to be over 35 different plans available on the exchange in North Carolina.